Meet The Team
Mark Clulow
Personal Information
Mark lives in Bedfordview, Johannesburg, South Africa and is a qualified Chartered Accountant CA (SA).
eMail: mark@accmatrix.com
Excel Programming
Mark has over 25 years experience in developing Advanced Excel solution and programs for many companies
Business Career
In June 1981, Mark embarked on his business career by joining Price Waterhouse and qualified as a Chartered Accountant CA(SA). In 1989, Mark took a leap and founded "Finmatrix," a management consulting company that specialized in offering tailored spreadsheet solutions with Lotus 123.
In 1994, Microsoft introduced Visual Basic for Applications (VBA), and Mark quickly seized the opportunity to develop spreadsheet solutions using Excel 5. His expertise in this area led him to become a Certified Microsoft Professional (MCP) in Excel VBA in 1997, followed by a certification in Microsoft Visual Basic in 1999.
Mark's commitment to professional growth continued, and in 2012, he achieved the qualification of Certified Financial Planner (CFP®). Throughout his career, Mark has dedicated his efforts to developing and managing the Accmatrix/Excel Accounting programs.
As a consultant and developer, Mark has advised numerous companies and individuals on various aspects of accounting, financial management, and wealth creation. Moreover, he has created more than 100 specialized spreadsheet programs for over 50 different companies. Considering that organizations often employ multiple spreadsheet programs, Mark estimates that his programs are used daily by over 200 users worldwide.
Spreadsheet Applications
Throughout his career, Mark has developed a diverse range of spreadsheet applications, including:
Integrated Excel-based accounting programs: Mark has created comprehensive accounting solutions encompassing bank accounts, creditors, debtors, petty cash, inventory, job control, general ledger, and management accounts.
Budgets and advanced forecasting solutions: Mark has developed numerous budgeting tools and sophisticated forecasting models.
Advanced quantitative modeling techniques: Mark's expertise extends to creating intricate quantitative models to analyze and interpret complex data.
Standard costing programs: Mark has designed programs to facilitate standard costing calculations.
Product importing and costing programs: Mark's solutions include programs that streamline the process of importing products and calculating associated costs.
Pension fund and employee recording programs: Mark has developed programs to manage pension funds and track employee information.
Fixed asset programs: Mark's programs incorporate formulas for calculating depreciation and wear and tear of fixed assets.
Property project management programs: Mark's solutions encompass project management tools for property-related ventures, featuring formulas for present value (PV), net present value (NPV), and periodic payment (PMT) calculations.
Company and share valuation programs: Mark has created programs to assist in determining the value of companies and shares.
Insurance reporting and statistics analysis: Mark's solutions include tools for generating reports and analyzing statistics in the insurance industry.
Integrated job control programs: Mark has developed programs that enable effective control and management of job-related tasks.
Biokinetic programs and interactive graphs: Mark has expertise in developing programs for biokinetics and interactive graphical representations of data.
Additionally, Mark possesses advanced skills in Microsoft Visual Basic, Access, and Microsoft SQL and mySQL.
In the early days of spreadsheeting, macros and VBA were not fully recognized for their power. However, Mark recognizes the evolving nature of the business world and the increasing availability of programming and development tools for Microsoft Office, which are revolutionizing the way businesses operate.
Carol Ann Human
Personal Information
Qualified Business Accountant (SA) with S.A.I.B.A and a registered Tax Practitioner with SARS.
Email: carol@accmatrix.com
Services Offered
Financial Coaching Services
Accounting Services
- Accmatrix accounting training and support
- Payroll
- Bookkeeping
- SARS Compliance
Business Career
- Carol is a qualified Business Accountant (SA) with S.A.I.B.A and a registered Tax Practitioner with SARS. She has over 40 years of experience & owned her own business since 1983.
- Since 1995 Carol has engaged with over 60 business entity’s, directors and employees as a financial manager and accounting officer.
- She has conducted full accounting, Audit preparation, managed, trained, completed SARS audits, verifications and maintained SARS compliance.
- The different types of companies are vast, such as Hospitality, Logistics, Manufacturers, Export, Forex, Property, Body Corporates, Motor Industry, Legal & Professional services.
- Since 2007 she has focused on expanding the services provided in her accounting practice due to being focused on 2 points:
- Upskilling herself as a life coach to include her passion as a Financial Life Coach to serve her clients better in the world of everchanging compliance and legal obligations.
- Incorporating The ‘Accmatrix’ Excel accounting programme, developing the utilisation and training of the programme for the last 16 years.
- Carol is passionate about assisting her clients to learn basic financial savvy, to enable them to focus on their business, knowing they are compliant with all their financial obligations.
- This has served her well in her career especially in recent years with the world of compliance appearing more and more in business.